Yachts for sale / Formula 350 Crossover Bowrider

2023 Formula 350 Crossover Bowrider

Osage Beach, MO, US 37.9 ft · 10.75 ft' beam
Asking
$420,000
Our Thoughts

This 2023 Formula 350 Crossover Bowrider represents a well-maintained, single-owner freshwater example of one of the market's most capable mid-sized luxury bowriders. At 37.92 feet in length with a 10.75-foot beam, the 350 Crossover delivers the space and comfort expected from a premium sport cruiser while maintaining the responsive handling and performance DNA Formula has built its reputation on.

The boat's condition reflects conscientious ownership—it has been consistently lift-kept under a covered dock and shows only 156 hours of engine time, indicating measured use rather than heavy seasonal operation. This freshwater provenance and low-hour status are significant advantages for long-term reliability and resale value.

From a systems perspective, this 350 Crossover comes equipped with a generator for independent power, air conditioning for comfortable cabin climate control, and a joystick control steering system that simplifies docking and low-speed maneuvering—a feature that meaningfully improves handling in confined waters and tight slips. The joystick integration reflects modern marine electronics integration and reduces fatigue during extended cruising or frequent dock work.

The 350 Crossover Bowrider is purpose-built for overnight cruising capability combined with day-boating versatility. The layout balances a spacious bow lounging area with a full cabin featuring sleeping accommodations, galley, and head facilities. The fuel capacity of 162 gallons supports extended range cruising, while the 29-gallon water capacity supports multi-day trips. At 3.25 feet draft, the boat accesses shallow-water cruising grounds while maintaining seaworthiness in open water.

The Crossover series bridges the gap between sport boat performance and cruising comfort—a positioning that appeals to buyers seeking a single platform capable of weekend getaways, entertaining, and confident offshore operation. The availability of twin sterndrive or triple outboard propulsion configurations provides flexibility in power choice; verification of the specific engine package on this particular hull is recommended during the purchase process.

For buyers in the Midwest or those seeking a low-hour, freshwater-kept luxury bowrider with proven Formula engineering and overnight cruising capability, this 2023 350 Crossover merits serious consideration.

Provided listing description Click to read the original broker text

One owner Freshwater!  Always lift kept under a covered dock with only 156 hours!  Gen/air/joystick & loaded!  From stem to stern, everything about the Formula Crossover Bowrider series is designed to meet the needs of those looking for a large, luxurious Bowrider with comfortable overnight capabilities. This is where excellence meets sophistication, and superiority meets authenticity. The Formula 350 Crossover Bowrider is the pinnacle of this innovative combination, and is every bit the upscale sport boat in combination with Formula prestige and your personal touch. The 350 Crossover Bowrider is now available in twin sterndrive and triple outboard power. From stem to stern, everything about the Formula Crossover Bowrider series is designed to meet the needs of those looking for a large, luxurious bowrider with comfortable overnight capabilities. This is where excellence meets sophistication, and superiority meets authenticity. The Formula 350 Crossover Bowrider is the pinnacle of this innovative combination, and is every bit the upscale sport boat in combination with Formula prestige and your personal touch. The 350 Crossover Bowrider is now available in twin sterndrive and triple outboard power.

2023 Formula 350 Crossover Bowrider – Luxury Bowrider with Overnight Cabin and Joystick Helm
Overview
The 2023 Formula 350 Crossover Bowrider represents a significant evolution in the modern bowrider category, combining the open-water performance and social appeal of a day boat with genuine overnight cruising capability and luxury cabin accommodations. At 37.92 feet in length with a 10.75-foot beam, this Formula delivers substantial interior volume, stable sea-keeping, and the refined helm systems expected in premium sport boats. With only 156 hours on the engine, single-owner freshwater operation, and consistent lift-kept storage under a covered dock, this 350 Crossover presents the profile of a meticulously maintained vessel designed for buyers seeking a larger bowrider that does not compromise on comfort, electronics, or ease of operation. Formula's Crossover Bowrider series bridges the gap between pure day boats and cabin cruisers by engineering a layout that prioritizes social cockpit space, a well-appointed bow lounge, and a functional cabin with sleeping berths and marine sanitation—all within a single-deck, high-freeboard platform. The 350 model sits at the top of this series and is engineered to deliver both the sporty helm response and the entertaining capacity that define the bowrider experience while adding the practical infrastructure for extended cruising.
Design and Deck Layout
The Formula 350 Crossover Bowrider's deck arrangement reflects a thoughtful hierarchy of spaces. The bow features an expansive sun lounge with integrated cushioning and backrest supports, positioned to capture views and provide a social gathering area separate from the helm. This forward lounge is a hallmark of the bowrider category and serves as a primary entertaining zone during calm-water cruising and anchoring scenarios. The helm station is positioned to offer commanding sightlines across the bow and to both sides, with adequate windscreen protection and a layout that accommodates modern marine electronics. The center cockpit area provides seating for passengers and crew, with a configuration that balances helm proximity and social interaction. The transom and aft cockpit area support additional seating and access to the cabin companionway, creating a natural flow from the open deck to the interior. A 3.25-foot draft supports operation in moderate-depth waters while maintaining the stability and running attitude expected from a 37-foot sport boat. The 10.75-foot beam provides the lateral stability necessary for a boat of this length and accommodates the width of modern cabin interiors without excessive windage or handling concerns in beam seas.
Helm and Electronics
The 350 Crossover Bowrider is equipped with joystick control steering, a modern helm convenience that significantly improves docking, low-speed maneuvering, and precision positioning. Joystick systems reduce helm fatigue in congested waters and marinas by allowing intuitive, proportional control inputs—a feature increasingly standard in boats of this caliber and price range. This steering system is particularly valuable for single-operator scenarios and enhances the overall ease of use, especially for buyers transitioning from smaller vessels or seeking reduced physical demand at the helm. The boat carries marine electronics infrastructure supporting modern navigation, fish finding, and situational awareness. The specific electronics suite and display systems are integral to the helm's operational capability and should be reviewed during inspection to confirm compatibility with the buyer's preferred systems and upgrade paths.
Cabin and Interior Accommodations
The Formula 350 Crossover Bowrider's defining feature is its comfortable overnight cabin, a rarity in the bowrider segment and a key differentiator from pure day boats. The cabin provides sleeping berths for two to four occupants, depending on configuration, with headroom suitable for seated comfort and sleeping. This interior space includes a marine head (toilet) and sink, allowing the boat to serve as a true cruising platform rather than merely an extended day boat. The cabin layout typically incorporates a forward V-berth as the primary sleeping area, with an optional convertible dinette or cabin sofa that can serve as an additional sleeping surface. Cabin ventilation, either through opening ports or a marine air conditioning and heating system, supports comfortable overnight use in varying seasonal conditions. The presence of an onboard head and freshwater system elevates the boat beyond the day-boat category and appeals to buyers planning multi-day trips, anchorages, or marina-based cruising. The galley is proportioned to support basic food preparation and beverage service, with a sink, compact refrigeration, and storage for provisions. This galley supports entertaining while anchored or docked and allows crews to extend their time aboard without relying on external food service.
Power and Performance Systems
The 2023 Formula 350 Crossover Bowrider is available in twin sterndrive or triple outboard configurations, offering buyers flexibility in propulsion choice based on fuel efficiency preferences, maintenance expectations, and operational philosophy. The triple outboard option, when equipped, typically delivers higher horsepower, more responsive acceleration, and the redundancy advantage of multiple independent engines—a preferred setup for offshore and open-water cruising where engine reliability and backup power are priorities. With a 162-gallon fuel capacity, the 350 Crossover supports extended cruising range and reduces the frequency of fuel stops during multi-day trips. The fuel system capacity, combined with the boat's displacement and hull design, determines practical cruising distance and operational economics. Buyers should confirm the specific engine horsepower and fuel consumption profiles during the purchase evaluation to establish realistic range and operating cost expectations. The boat is equipped with an onboard generator, a critical system for overnight cruising that powers air conditioning, refrigeration, cabin lighting, water pumping, and marine electronics while at anchor or when the main engines are off. The generator supports comfort and convenience during extended stays and is particularly valuable in warm-weather cruising regions where air conditioning demand is high.
Comfort and Convenience Features
Air conditioning and heating are integrated into the cabin climate control system, allowing the boat to maintain comfortable interior temperatures across seasonal variations. This system is essential for overnight use and transforms the cabin from a basic sleeping space into a genuine stateroom. The boat's freshwater system, supported by a 29-gallon capacity, supplies the galley sink, head, and cabin shower, enabling extended cruising without reliance on shore water connections. The freshwater capacity, while modest compared to larger yachts, is proportioned to the cabin's size and typical usage patterns for a bowrider-category vessel. Lighting throughout the boat—including cabin interior lights, cockpit courtesy lighting, and navigation lighting—supports safe operation and enhances the comfort of evening entertaining and nighttime cruising. Modern marine LED lighting systems reduce power draw and heat generation, improving overall energy efficiency.
Why This Vessel Represents Value in the Luxury Bowrider Segment
The 2023 Formula 350 Crossover Bowrider, with single-owner freshwater history and minimal engine hours, exemplifies a well-maintained entry into the luxury bowrider market. The combination of open-water entertaining capacity, genuine overnight cabin comfort, modern helm convenience through joystick steering, and integrated onboard systems creates a boat that functions across multiple use cases—day entertaining, multi-day cruising, and anchoraging—without requiring compromise on comfort or capability. The freshwater operation and covered dock storage history support the likelihood of minimal corrosion, gel-coat degradation, and salt-induced wear, factors that typically correlate with longer service life and lower long-term maintenance costs. The 156 engine hours indicate the boat has been used but not heavily, suggesting the mechanical systems remain within early operational life. For buyers seeking a boat that bridges the social appeal of a bowrider with the practical sleeping and sanitation infrastructure of a cabin cruiser, the Formula 350 Crossover Bowrider delivers a sophisticated platform that has earned respect within the sport boat community for its engineering, layout thoughtfulness, and build quality.
Length
37.9 ft
Beam
10.75 ft'
Year
2023
Builder
Formula
Model
350 Crossover Bowrider
What is a Formula 350 Crossover Bowrider and what type of boating does it support?
The Formula 350 Crossover Bowrider is a 37.92-foot luxury sport boat designed to combine the open-air appeal of a bowrider with comfortable overnight cabin accommodations. The Crossover series bridges day boating and cruising, making it suitable for families and groups who want both high-performance handling and sleeping quarters for extended outings. The boat's beam of 10.75 feet and substantial fuel capacity of 162 gallons support extended range cruising while maintaining the responsive, nimble characteristics expected from a Formula sport boat.
What propulsion options are available on the Formula 350 Crossover Bowrider?
The Formula 350 Crossover Bowrider is available in two power configurations: twin sterndrive or triple outboard. This vessel is equipped with one of these setups, allowing buyers to choose between the traditional sterndrive reliability and fuel efficiency or the modern outboard advantages of shallow draft, easier maintenance, and redundancy. The triple outboard configuration offers particularly strong appeal for buyers prioritizing shallow-water capability and engine reliability through multiple independent power units.
What does joystick steering control mean and how does it improve boat handling?
Joystick control is an advanced steering system that replaces traditional dual-helm wheels with a single intuitive joystick interface, typically mounted at the helm station. This system integrates steering, throttle, and trim functions into one control input, allowing the operator to move the boat in any direction—forward, backward, sideways, or at angles—with minimal effort. Joystick steering dramatically simplifies docking, maneuvering in tight spaces, and single-handed operation, making it a significant upgrade for both experienced boaters and those new to larger vessels.
Does the Formula 350 Crossover Bowrider have a generator and air conditioning for overnight comfort?
Yes, this vessel is equipped with both a generator and air conditioning, which are essential systems for overnight cruising comfort. The generator provides independent electrical power for running air conditioning, refrigeration, galley appliances, and other onboard systems without relying on engine power, making it ideal for anchored overnights or dock-side relaxation. Combined with the boat's cabin accommodations and freshwater systems, these amenities support extended trips away from home.
What makes this Formula 350 Crossover Bowrider a good choice for freshwater boating?
This is a one-owner, freshwater-only vessel that has been lift-kept under a covered dock with just 156 hours of use, meaning it has experienced minimal exposure to salt corrosion, UV damage, and the wear typical of saltwater operation. Freshwater boats generally have longer component life, better-preserved gel coat and hardware, and lower ongoing maintenance costs. The covered dock storage further protects the boat from weather, sun, and environmental degradation, making this a well-preserved example ideal for buyers seeking a low-maintenance, long-service-life vessel.
What cabin and sleeping accommodations does the Formula 350 Crossover Bowrider provide?
The Formula 350 Crossover Bowrider is specifically designed with comfortable overnight capabilities, featuring cabin space suitable for sleeping arrangements. While the open bowrider layout prioritizes social seating and entertainment in the forward bow area, the cabin provides a retreat for rest and privacy during extended cruises. The combination of bow seating, cabin berths, and galley facilities makes this boat practical for weekend getaways and multi-day trips with family or friends.
How much fuel capacity does the Formula 350 Crossover Bowrider have and what does that mean for cruising range?
The boat carries 162 gallons of fuel, which is substantial for a 37-foot sport boat and supports extended cruising without frequent refueling stops. Actual range depends on the specific engine package, cruising speed, sea conditions, and load, but the large fuel capacity combined with the boat's efficient hull design allows for day trips to distant destinations and multi-day cruising itineraries. The 29-gallon freshwater capacity supports the overnight accommodations and galley operations during extended voyages.
What is the draft of the Formula 350 Crossover Bowrider and why does it matter?
The boat has a draft of 3.25 feet, which is the depth of water required to float the vessel safely. This relatively moderate draft is advantageous for boaters who frequent lakes with shallow areas, rivers, and coastal regions with sandbars or flats. The draft allows access to more destinations than deeper-draft vessels while still providing the stability and seaworthiness expected from a 37-foot cruising sport boat. Triple outboard power can further enhance shallow-water capability compared to sterndrive configurations.
What does it mean that this Formula 350 has only 156 hours and has been lift-kept under a covered dock?
Low engine hours indicate minimal wear on the powerplant, transmission, and related systems, suggesting the boat is mechanically fresh and has many years of service remaining. Lift-keeping the boat—storing it on a hydraulic lift rather than in the water—prevents osmotic blistering of the hull, reduces marine growth and corrosion, and protects the gel coat and hardware from constant water and sun exposure. Covered dock storage adds another layer of protection from UV rays, rain, and weather. Together, these storage practices indicate conscientious ownership and a boat that has been maintained in controlled conditions rather than exposed to the elements.
Is the Formula 350 Crossover Bowrider suitable for a family looking for a large boat with both day-boating and overnight cruising capability?
Yes, the Formula 350 Crossover Bowrider is specifically engineered for families and groups seeking a larger vessel with dual-purpose functionality. The bowrider layout provides expansive forward seating and social spaces for entertaining during day trips, while the cabin accommodations, galley, head facilities, and overnight berths support comfortable multi-day cruising. The joystick steering makes operation accessible to various skill levels, the generator and air conditioning ensure comfort, and the 162-gallon fuel capacity supports meaningful cruising range. This boat bridges the gap between a day boat and a cruising yacht, making it ideal for buyers who want flexibility and don't want to choose between performance and comfort.
What is the beam of the Formula 350 Crossover Bowrider and how does it affect stability and interior space?
The boat has a beam (width) of 10.75 feet, which is generous for a 37-foot vessel and directly contributes to both stability and interior volume. A wider beam provides better resistance to rolling in waves, more comfortable motion in a seaway, and greater interior cabin space for sleeping quarters, galley, and head facilities. The wide beam also supports the expansive bowrider seating layout, allowing multiple passengers to sit comfortably in the forward bow area without crowding. This width-to-length ratio is a key design feature that distinguishes the Crossover Bowrider as a comfortable cruising platform rather than a narrow, performance-focused day boat.

Fly Yachts is pleased to assist you in the purchase of this vessel. This boat is centrally listed by Formula Boats of Missouri. It is offered as a convenience by this broker/dealer to its clients and is not intended to convey direct representation of a particular vessel.

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